If you are an employed person, you need to provide your latest 3 months’ salary slips and bank statement. You may also need to provide us your latest EPF statement as a proof. If you are self-employed, we require your company’s SSM registration and 6 months’ company bank statements to show your ability to repay.
Firstly, you must own land or property and your land or property must not be in the Malay Reserve Land. Next, we prefer your land or property is freehold and fully paid-off.